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ALTA Decertifies Several 2006 Policy Forms

In line with prior guidance, ALTA decertified certain 2006 series policy forms effective Dec. 31, 2022.  

As always, ALTA decertification establishes that the association no longer officially supports the forms, and will not update them. However, use of these forms by Policy Form Licensees (including title insurers and agents) will likely continue for some period of time. Decertification does not prohibit the continued use of any form. In addition, realizing that these forms will be seen in the market, ALTA will continue to make them available on the ALTA website in a “Decertified Basic Policies (12-31-2022) – 2006 Series” subsection of the policy forms page through at least the end of 2023.

The specific decertified policy forms include: 

  • ALTA Loan Policy – 6/17/2006
  • ALTA Owner’s Policy – 6/17/2006
  • ALTA ECRLP – AP – 4/2/15
  • ALTA ECRLP – CA – 4/2/15
  • ALTA Homeowner’s Policy – 12/2/13
  • ALTA Residential Limited Coverage Junior Loan Policy – 8/1/12
  • ALTA Residential Limited Coverage Mortgage Modification Policy – 12/1/14
  • ALTA Short Form Expanded Coverage Residential Loan Policy - Assessments Priority -04-02-2015
  • ALTA Short Form Expanded Coverage Residential Loan Policy - Current Assessments - 04-02-2015
  • ALTA Short Form Residential Limited Coverage Junior Loan Policy - 04-02-2013
  • ALTA Short Form Residential Loan Policy - 12-03-2012
  • ALTA Short Form Residential Loan Policy - Current Violations - 04-02-2015
  • ALTA Commitment for Title Insurance – 08-02-2016
  • ALTA Short Form Commitment for an ALTA Short Form Residential Loan Policy – 12-01-2017

Specific 2006 Policy Forms that are NOT being decertified at this time include:

  • ALTA Limited Pre-Foreclosure Policy – 12/3/12
  • ALTA Limited Pre-Foreclosure Policy – Date Down Endorsement – 12/3/12
  • ALTA U.S. Policy Form – 12/3/12

At a future date, Endorsements that are specific only to the 2006-series Policy Forms will be decertified, and Endorsements that are applicable to both 2006-series and 2021-series Policy Forms will be migrated to 2021 heading standards so the application to the 2021 forms will be obvious. The dates for these actions have not been established. 

For any questions about which forms apply to which policy form series, please see the attached “Endorsement Chart v 2.0 05-12-2022”, which is posted to the ALTA Policy Forms site and updated as needed.

Technical Corrections

Two technical corrections were issued Dec. 31, 2022, to existing policies, along with notice of one policy’s version control heading correction that does not require a technical correction since no substance of the Endorsement is being revised.

  • Technical Correction to “Expanded Coverage Residential Loan Policy – Current Assessments”: Change the reference in Covered Risk 28.g. to reference the name of ALTA Endorsement 9.10 as follows:

Policy form 1

  • Technical Correction to “Short Form Residential Loan Policy – Current Assessments”: In the Addendum to the Policy, add “ALTA” before the name of the Policy that the Addendum applies to:

Policy form 2


  • Version Control Header Format Change – “Short Form Residential Loan Policy – Assessments Priority”: Modified the prior 11-18-2021 technical correction versioning date to match the 2021 style from the ALTA Forms Style Guide. This does not represent a technical correction, as no substance is being changed in the policy:

Policy form 3

Policy forms, including technical corrections, are available here.


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